RBA has increased interest rates get mortgage refinance advice HERE

Home / Blog

Table Content

Find Out What Type Of Home Loan In Cairns You Qualify For

These days it seems that the great Australian dream of owning your own home is slowly becoming more of a “pipe” dream.

Property prices are through the roof and if you listen to all the “doom and gloom” news out there, it would seem that being able to secure a home loan is out of the question for you.

This may in fact, not be the case.

You may have had an awkward experience when approaching your bank to apply for a loan and made to feel as though you were wasting your time as you were then sent on your way without any encouragement as to your future prospects of ever owning your own home.

Do not give up on your dream!

Get Professional Advice About Your Home Loan Options

The most successful way to establish whether or not you are able to qualify for a loan, is to speak to a professional who has the experience and knowledge to help you.

Firstly, you need to talk with those professionals who help people on a daily basis with securing mortgages for new homes.

By sitting with an experienced mortgage broker in Cairns, you will be able to discuss what your position is at the moment and what options are available to you.

With some facts and figures laid out in front of you, it could simply be that the right type of home loan, may be closer than you think.

There are so many different types of home loans and there are just as many lenders.

Just because your bank said no, it doesn’t mean all the other lenders out there will say no to you.

Various lenders have different criteria for home loan applicants and so the trick is to find the lender that has a criteria that suits your personal situation.

The way to do that is through a home loan broker.

A mortgage broker will have access to many more lenders that you could imagine, and will be able to match the right lender for situation.


Preston Finance For Home Loans In Cairns

Here at Preston Finance & Insurance, we do all the hard work for you, saving you time and stress by dealing with multiple banks and lenders on your behalf.

Preston Finance & Insurance is your one-stop shop for home loans.

Our team of licensed brokers will help you to identify your borrowing capacity and find the most appropriate home loan deal at competitive rates for you.

It is time to realise your dream, we are only a phone call away, so pick up the phone and call us on 4052 0750, we look forward to helping you on your journey to home ownership.

By Lauren Eakins

Are you looking to buy a house now?

Shop with confidence today! Get your pre-approval to know your budget, so you don’t miss any opportunities.

Pre-approval letter for your loan lasts 90 days.

Let's start the process today.
Get a free Assessment

    are you ready to start the Process today?

    With years of experience you can rest assure we have what it takes to match you with a competitive loan. Our team will support you by understanding your needs, offering local property market advice and managing your loan process from start to finish.



      Find out the latest price action in the Cairns property market by suburb. Get the full list today.