RBA has increased interest rates get mortgage refinance advice HERE

Home / Blog

Table Content

Multiple Credit Applications – Are They Affecting Your Rating?

Multiple-Credit-Applications

When it comes to getting finance approval from various lenders in the industry, it can be a very stressful time as you get put through the third degree and then just hope that you meet the particular criteria required by that lender.

If you are unsuccessful with that particular lender, it can be recorded that you were declined for a loan on that date.

That situation is not helpful when you go to another lender to apply for finance again.

If you were to go through a reputable finance broker, the finance broker would be well aware of the criteria for all the financial lending institutions and with that knowledge the broker can qualify which lender has the criteria that you are able to meet.

If you are not in the position to qualify for a loan at that time, your broker will be able to advise you on what needs to be put into place for you to be successful in achieving finance approval.

When you engage a finance broker, you are not disadvantaged by a record of unsuccessful loan applications.

Cairns Finance For Commercial And Business Financial Products

Preston Finance & Insurance gets the banks to compete for your business, so you secure the most competitive rates and terms for your finance.

Our Cairns Finance team are here to help you get the best possible financial product for your particular needs.

We get our clients finance that they couldn’t get for themselves or on terms better than they could obtain for themselves.

Why Use Cairns Finance?

As well as being able to access finance products that are not available to you as an individual, we simplify the process of researching, applying for, and securing a home loan.

We can help you understand the range of finance options available to you and select the best deal for your situation
As brokers, we can bypass the impersonal and lengthy retail customer processes used by banks, and deal direct with dedicated staff to administer your loan.

You will be given preferential treatment by banks on both pricing and service that you won’t get as a retail customer when you use Preston Finance for your financial products.

Here at Cairns Finance we advise on a range of financial products, including:

Home Loans
Investment Home Loans
Commercial Property Loans
Equipment Finance Facilities And Novated Leases
Residential Secured Business Loans
Agribusiness Loans
Bad Credit-rating Loans
Loan Restructures
Commercial Bill Facilities
Domestic Trade Finance Facilities

You have nothing to lose and everything to gain by chatting to us.

Call us today to secure your finance and reduce your borrowing costs.

1/15 Spence St, Cairns City QLD 4870
07 4052 0740

GET YOUR LOAN PRE-APPROVAL LETTER
By Lauren Eakins

Are you looking to buy a house now?

Shop with confidence today! Get your pre-approval to know your budget, so you don’t miss any opportunities.

Pre-approval letter for your loan lasts 90 days.

Let's start the process today.
Get a free Assessment





    are you ready to start the Process today?

    With years of experience you can rest assure we have what it takes to match you with a competitive loan. Our team will support you by understanding your needs, offering local property market advice and managing your loan process from start to finish.





      CAIRNS LATEST PROPERTY GROWTH BY SUBURB

      CAIRNS LATEST PROPERTY GROWTH BY SUBURB

      Find out the latest price action in the Cairns property market by suburb. Get the full list today.