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If your business owns and operates motor vehicles then you need to make sure they are covered – and not just for Compulsory Third Party. They are a valuable asset to your business and being involved in an accident can be an extremely costly exercise if you don’t have the right insurance in place.
Commercial Motor and fleet insurance cover your vehicles for damage caused in an accident, whether your driver was at fault or not. It also covers your liability for property damage to a third party, be that another vehicle or any other type of property.
If you have a large number of vehicles as part of your business, you may be able to place them under a Motor Fleet policy, which can allow some additional benefits like automatic additions and deletions for vehicles under $150,000 and claims experience discounts.
Understanding how you use your motor vehicles is crucial to ensuring you get the best possible cover. It’s important that you tell your insurance broker all the ways you use your vehicle so they can make sure the policy they recommend will cover you.
Do you want excess free windscreen cover? Or hire car after an accident? Does your vehicle have added accessories or modifications? Is your vehicle new and under finance?
Speak to one of our insurance brokers for a quote and we can discuss the options available to make sure you have the right insurance cover for your needs.
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Cairns QLD 4870
Eakins Finance Pty Ltd ABN 42 611 738 759
Credit Representative 488354 is authorised under Australian Credit Licence 389328
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* Please note: The home loan product with the lowest current interest rate may not necessarily be the most suitable for your personal circumstances. You may not necessarily qualify for this particular home loan product. You will be subject to the credit policy, terms and conditions of that particular bank or lender. The states and territories that you live in may affect the availability of the home loan products that may be available to you.
# The comparison rate above is based on a home loan of $150,000 for 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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