FARM LOANS

Farm financing is tailored to individual borrowers based on their financial profile, the scope of the loan desired, and the security assets available. Whether you are looking for a sizeable investment or hoping to acquire smaller acreage as collateral, we help you explore various funding options according to your needs.

To qualify for a loan to support your farm business, farmers in Cairns must provide evidence of sustainable financial planning and an established credit score. Additional requirements may include assessments based on the size of the property, what is being produced (crops or livestock) and prevailing market conditions.

Yes, the Australian government offers a range of farm loan programs designed to support farmers and agricultural businesses. The government understands agriculture's critical role in its economy and provides valuable loan opportunities to help farmers thrive.

These loans are tailored to farming needs and may have lower interest rates, longer repayment terms, or other incentives designed to help farmers succeed.

Yes, it is possible to use a farm loan to purchase equipment or land in Australia. Many farm loan programs are designed to fund various agricultural needs, including purchasing equipment, livestock, or land.

It is worth noting that there may be certain restrictions or requirements associated with using a farm loan to purchase equipment or land. For example, the lender may require that the equipment be new or that the land meet specific eligibility requirements. Additionally, the amount that can be borrowed for equipment or land may be lower than that for other purposes, such as working capital or operational expenses.