Exposure to extreme weather events, such as Tropical Cyclones, sets Cairns and North Queensland apart from most of Australia. Storm Surge and Flooding are also major concerns, especially for those living on the coastline or near a creek, river, lake or dam. The extent of damage to property from these major weather events is generally widespread and devastating, particularly for those in remote areas of our region.
The cost of home & contents insurance in Cairns can be high. We can review your current policy and obtain alternative quotations from a number of insurers to ensure you’re getting value for money and the right cover for your needs.
Some of the factors taken into consideration by Insurers when calculating pricing include:
Do you need all the “bells & whistles” of Accidental Damage cover, or is a Listed Events policy covering the “major events” enough to provide you with the peace of mind you are after?
Listed Events policies generally provide cover for:
Accidental Damage policies include all of the Listed Events covers as well as:
Let us help you find the most suitable cover for your needs. We have access to a number of policies not available to the direct market and will provide you with advice on the coverage that suits your needs to ensure you are able to make an informed decision.
An insurance broker can save you time, money and help you avoid the hassle of approaching insurers yourself who aren’t necessarily working on your behalf when they are recommending their policy.