We don’t just stop at finding you the best loan for your circumstances – we’ll do the leg work for you too! Plus, with our in-depth Cairns property knowledge, we will help you avoid making costly mistakes.
Great cash savings and attractive home loan terms
Fast and convenient loan application process
Get access to exclusive deals and loan rebates
Cairns home loan guidance and local advice
Explore attractive cash back offers when you refinance.
Terms and conditions apply.
Using a mortgage broker can sometimes be a hit and miss process. Luckily for me, I came across Lauren Eakins on a google search and all the reviews are accurate.Lauren guided me through the mortgage process with enthusiasm and eagerness, finding great deals that suited my circumstances.
Lauren and the team have once again helped us secure the best available loan and rate for our mortgage. Seamlessly settled just before Christmas almost 3 years to the day since our first home settled. We wouldn’t trust anyone else! Five stars all the way! We have already referred multiple people and will continue to do so. Merry Christmas to the Eakins Finance and Insurance team.
Outstanding service, the team at Eakins made the entire process of buying a new home as smooth and stress-free as possible. No question too dumb, no detail too small. I’d happily recommend them to friends and family.
The year has seen continued strong sales in the FNQ region for property. For the latter part of the year, whilst rates have continued to affect the top end of clients borrowing power, the price of property has been stable. We believe the level is held up by pent up demand and a reduction in the number of listings for this time of year. The medium term outlook continues to be strong for houses under $600,000 as both investors and owner occupiers vie for the same stock. The tight rental market supports rental yield and assists investors rising costs of capital with increase to rental prices.
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Eakins Finance & Insurance is your one-stop-shop for home loans in Cairns. Our team of experienced and licensed mortgage brokers, led by principal Lauren Eakins, are dedicated to providing home buyers and investors with tailored loan solutions and financial advice.
We understand the unique needs of our clients, take the time to listen, and assess the best options for their situation. With our knowledge and expertise, we can help you find the right deal to meet your home loan needs.
These are the areas in which we help buyers and investors:
We also have access to property profile reports to help you understand the data about the house and area of your choice. So you can make a more informed choice about your next big move.
Eakins Finance & Insurance in Cairns is accredited with all major banks, selected other banks, and non-bank and specialist lenders and is affiliated with a range of insurers through the Steadfast group.
We go beyond simply finding you great cashback deal options and competitive interest rates. We make it our business to ensure you get the correct terms for your home loan. So you don’t get slapped with hidden fees or costly loan terms.
Applying for a new home loan or switching loans is very time-consuming. You got to choose your provider, answer their many questions, supply evidence of your financial situation, provide 100% identification and fill in long applications. It’s a very daunting task.
We understand how stressful it is to deal with mortgage lenders and banks, so we take the burden off your shoulders. We deal with this process on your behalf so you can focus on finding the right home for your needs.
Our company offers a range of home loan options to suit the diverse needs of Australian borrowers, mainly first-home buyers, and property investors. This includes standard variable-rate loans, fixed-rate loans, line of credit loans, and low-deposit loans.
Finding a suitable loan will depend on your individual circumstances and financial goals. Our team of mortgage brokers can help assess your financial situation, explain the different loan options available in the Australian market, and recommend the best solution for you.
In Australia, the eligibility requirements for a home loan depend on the lender and loan type. Generally, lenders will require proof of income, a good credit history, and a stable employment record. In some cases, a deposit or a co-signer may also be required. Our team can assist you in determining the specific eligibility requirements for your loan.
Yes, it is possible to pre-qualify for a loan before you start shopping for a home in Australia. Pre-approval allows you to know how much you can borrow and gives you a better idea of your budget, making it easier to find the right property. Our team can assist you with the pre-approval process.
The specific documents required for a home loan application in Australia can vary but typically include proof of income, tax returns, bank statements, and ID. Our team can provide you with a comprehensive list of the required documents and assist you in preparing a complete loan application.
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Suite 6
Ground Floor
88 Abbott Street
Cairns QLD 4870
Eakins Finance Pty Ltd ABN 42 611 738 759
Credit Representative 488354 is authorised under Australian Credit Licence 389328
Your full financial situation will need to be reviewed prior to acceptance of any offer or product
* Please note: The home loan product with the lowest current interest rate may not necessarily be the most suitable for your personal circumstances. You may not necessarily qualify for this particular home loan product. You will be subject to the credit policy, terms and conditions of that particular bank or lender. The states and territories that you live in may affect the availability of the home loan products that may be available to you.
# The comparison rate above is based on a home loan of $150,000 for 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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