Home Loan Cairns

Cairns Mortgage Brokers

Eakins Finance & Insurance is your one-stop-shop for home loans. Our team of licensed mortgage brokers in Cairns, led by principal Lauren Eakins, helps home buyers and investors to:

  • identify their home loan borrowing capacity
  • find the most appropriate home loan deal at the most competitive interest rate
  • arrange finance for the initial acquisition of a property
  • refinance a mortgage loan on your property
  • move their mortgage loan to a new lender
  • access equity to complete property renovations.

Our Cairns mortgage brokers also have access to property profile reports to help you understand the market you want to buy in to.

We’ve helped countless people just like you negotiate competitive home loans and save thousands on their loan repayments costs through refinancing. Call us today to find out what we can do for you.

Home Loans & Other Financial Products

Whether it's your first home or your next, having our mortgage brokers source your home loan will give you access to a huge range of loan products, better interest rates and the best deals (well beyond what you could get as a private individual).

Eakins Finance & Insurance in Cairns is accredited with all major banks, selected other banks, and non-bank and specialist lenders, and is affiliated with a range of insurers through the Steadfast group.

Our service goes beyond merely finding you the lowest price and interest rate - we make it our business to ensure you get the right terms for your home loan. In many cases, slightly adjusting the variables for loans can reduce the overall cost of your loan. We can also help you:

  • set up redraw options on loans to allow you to keep cash available for other investments
  • choose the best time to roll your mortgage loan, so that you can negotiate the most competitive interest rates
  • negotiate an increased or reduced excess on your Lenders Mortgage Insurance to achieve the most favourable policy for your circumstances.

Mortgage refinancing made easy

For most of us, the business of switching banks and loans or approaching a new bank for a home loan is daunting – you have to sit in a branch (or on hold on the phone), waiting for your number to be called, answer a thousand questions, and provide 100 points of identification. It’s not very personal and can be very inconvenient.

At Eakins Finance & Insurance, we make it our business to do all the hard work for you, saving you time and stress. And we can deal with multiple banks and mortgage lenders on your behalf, some of whom you may not even have access to as a private individual.

Why use us?

  • In addition to being able to access products that are not available to you as an individual, we simplify the business of researching, applying for, and securing a home loan at the most competitive interest rate available.
  • If you are not confident with financial matters, we can help you understand the range of options available to you and select the right loans at the most competitive interest rate for your property.
  • Rather than needing to deal with an off-shore call centre or bank staff at a branch, you will have your own dedicated personal broker from start to finish. 
  • As mortgage brokers, we can bypass the impersonal and lengthy retail customer processes used by banks, and deal directly with dedicated staff to administer your loan.
  • By using Eakins Finance & Insurance, you will be given preferential treatment by banks on both pricing and service that you won’t get as a retail customer.

Who we work with

Eakins Finance & Insurance work with individuals, families, investors, high net-worth individuals, institutional investors, and self-managed super funds.