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One of the driving factors behind your body corporate fees is the rising cost of strata insurance in North Queensland. When your strata insurance premium goes up, so do your fees. If you had a regular home insurance policy, the solution would be simple – jump online and get a couple of quotes on your lunch break.
Unfortunately, residential strata insurance is considerably more complicated and getting alternative quotes isn’t always that simple, especially in Cairns and the rest of North Queensland. Working with Strata insurance brokers who has experience in residential strata insurance can make a huge difference, not just to the amount of time the process takes or the stress it causes, but also to your bottom line. Their experience means they know which factors affect your premium and can work with you to help reduce your risk.
Eakins Finance & Insurance can find the best possible cover for:
As standard, cover is provided for the buildings as well as any common property such as lifts, driveways, swimming pools, lawns and gardens.
In the event your home is uninhabitable or inaccessible due to an insured event, you can have your costs for temporary accommodation covered until you are able to move back in. If your property is tenanted, you can be covered for the rent you lose while your unit is unable to be occupied.
This will cover any legal liability such as injuries or property damage incurred on the property. What is covered varies between insurers, so it is important to read the relevant Product Disclosure Statement.
Provides cover for the Body Corporate Committee for losses arising from alleged wrongful acts committed in the course of carrying out their duties as the committee.
If you need strata insurance, speak to an insurance broker to ensure you get the most suitable insurance policy for your needs.
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88 Abbott Street
Cairns QLD 4870
Eakins Finance Pty Ltd ABN 42 611 738 759
Credit Representative 488354 is authorised under Australian Credit Licence 389328
Your full financial situation will need to be reviewed prior to acceptance of any offer or product
* Please note: The home loan product with the lowest current interest rate may not necessarily be the most suitable for your personal circumstances. You may not necessarily qualify for this particular home loan product. You will be subject to the credit policy, terms and conditions of that particular bank or lender. The states and territories that you live in may affect the availability of the home loan products that may be available to you.
# The comparison rate above is based on a home loan of $150,000 for 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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